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Commercial Banking > Daily Banking > Fixed Deposit Accounts
Big Plus for 50 Plus  

Features and Benefits:

Fixed Deposit Interest paid out on a monthly basis.

Flexibility of partial Fixed Deposit withdrawal - Each partial withdrawal must be a minimum of RM5,000 and in multiples of RM1,000 (subject to minimum balance of RM30,000 else FD must be uplifted & account closed).
Up to 1.00% p.a. bonus interest on your Senior Savings Account, paid out every 6 months.
Nationwide Banking: For convenient and easy access to your funds.

 

Terms & Conditions Apply

Eligible for protection by PIDM. Click here for PIDM's brochure

Eligibility:

Individuals from 50 years and above. Joint account are allowed, provided primary account holder is 50 years old and above.


Requirements:

Minimum initial deposit of RM30,000 for Golden Time Deposit 2.
Initial deposits for Senior Savings Account, Statement RM250 and Passbook RM500.
Identity Card / Passport & Work Permit (if applicable - for foreigners).
The amount of deposit to open and maintain the Account shall be at least RM30,000. Each fixed deposit placement shall be treated as one (1) Account.



Golden Time FD
Tenure (months)
Current Board Rates
15
3.10%
18
3.10%
24
2.95%
36
3.05%
48
3.10%
60
3.20%

Senior Savings
Tier
Current Interest Rates
Bonus Rates
Total Interest Rates
Up to RM1,000
0.10%
0.00%
0.10%
Up to RM5,000
0.20%
0.00%
0.20%
Up to RM25,000
0.20%
0.00%
0.20%
Up to RM50,000
0.70%
1.00%
1.70%
Up to RM100,000
1.00%
1.00%
2.00%
Above RM100,000
1.50%
0.90%
2.40%

Products/Items
Charges
1 Reproduction of Statements for Fixed Deposit Account for period up to 1 year RM10 (upfront)
RM2 (additional page)
2 Reproduction of Statements for Fixed Deposit Account for period exceeding 1 year RM30 (upfront)
RM2 (additional page)
3 Withdrawal of FD; payment by Issuance of Local Demand Draft No commission.
4 Withdrawal of FD; to beĀ credited to customer's account at branches within the same clearing zone No charge.
5 Withdrawal of FD; to be credited to customer's account at Branches not within the same clearing zone No commission.
6 Withdrawal via Banker’s Cheque RM0.15 on stamp duty charges
7 Fixed Deposits under Lien (charged only once if renewal/placement is for the same purposeĀ  the FD was assigned) RM15 per receipt.
     





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Email us at callcentre@cimb.com
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