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Personal Banking > Cards > Credit Cards
CIMB Islamic MasterCard  

Features and Benefits

Absolutely Free For Life - Experience year after year of financial freedom with no joining or annual fees, ever

Exclusive Benefits - Enjoy best in class bonus points redemption programme and discount at over 500 merchants.

Rebate Offers - Watch out for our rebate offers from time to time and enjoy these exclusive rewards!
Secure e-Pay - A new online payment service for internet purchases, which is safe, secure and convenient.
MasterCard PayPass - Fast , easy and no signature required. Just ‘tap & go ‘ at merchant’s point – of –sale PayPass reader for any amount below RM 150.00
Additional Platinum Card Exclusive - Platinum Privileges – Privileges catered exclusively for CIMB Islamic MasterCard Platinum cardmembers.
Ujrah Concept - Payment in exchange for services , benefits and privileges offered to the cardholders

All these exciting specials, plus other rewarding treats await you!

Income : Platinum card : RM60,000 per annum
Gold card : RM24,000 per annum
Minimum age : Principal : 21 years old
Supplementary : 18 years old
Citizenship : Malaysian
Documents required (non-returnable) : A photocopy of IC both sides, including Supplementary applicant's
Latest salary slips/ EA Form / Form BE or B & income tax receipt / EPF
if self-employed, copies of
Business Registration Certificate or Form 9 / 24 / 49
Last 3 months business bank statements

 

Note: Additional credit cards will share a combined credit line.

Products/Items
Charges
1 Annual Fee Principal
- Platinum Waived For Life
- Gold Waived For Life
- Classic Waived For Life

Supplementary
- Platinum Waived For Life
- Gold RM70
- Classic RM35
2 Joining Fee No Joining Fee
3 Yearly Facility Charges RM2,400 (Classic),
RM7,200 (Gold),
RM48,000 (Platinum).
4 Ta'widh (compensation) 1% of total outstanding amount, subject to a minimum of RM5 and a maximum of RM50 and will be imposed if the minimum payment due is not paid on the third day after the relevant due date.
5 Conversion for overseas transactions  The conversion rate as determined by MasterCard International plus an administrative cost of 1%.
6 Excess amount due to:
a) overlimit
b) late presentment
c) MC stand in apply
Upon cardholder request and subject to the Bank's discretion. For every approved request or outstanding balance above the credit limit, the Bank will charge a yearly TCI fee based on type of card as follows:
Classic   - RM1,200
Gold      - RM3,600
Platinum - RM24,000

Note: - TCI will be capped at maximum 50% of the original credit limit. TCI charges is a yearly upfront fee upon approval payable on monthly basis. The Bank however, may at it's absolute discretion grant rebate or waive all or part of the charges.
7 Rebates The Bank at its absolute discretion may grant rebate or waive all or part of the Yearly Facility Charges (YFC). The Rebate, if any, will be the difference between the YFC and total sum of the Payable Facility Charges (PFC) for each year. The PFC will vary between months but the total sum of the PFC for each year shall not in any event exceed the YFC as stated above. If the customer makes full payment on or before the stipulated deadline every month, the Bank shall not charge any PFC for that particular month as an incentive provided that no specific charges incurred during each month. The Rebate on the YFC will be subject to the Bank Negara Malaysia guideines on Credit Cards Tiered Pricing Stucture.
8 Government Service Tax RM50 – Each Principal Card.
RM25 – Each Supplementary Card.
     




 
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More on Credit Cards
Supplementary Credit Card-i Application Form
eStatement Application Form
Secure e-Pay
Product Disclosure Sheet
FAQs on Government Service Tax
Reward Redemption
Fees & Charges
Terms & Conditions
Credit Card eStatement Notice and T&C
Get in Touch
Call us at
03 - 6204 7799 (Platinum)
03 - 6204 7788 (Gold & Classic)
Email us at cardcentre@cimb.com
 
 
 
 
 
 
   
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