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Products/Items |
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Charges |
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| 1 | Annual Fee | | Principal
Gold – Waived For Life
Supplementary
Gold – RM 70 |
| 2 | Joining Fee | | Nil |
| 3 | Yearly Facility Charges | | RM 24,000 ( Gold ) |
| 4 | Ta`widh (Compensation) | | 1% of total amount outstanding amount ,subject to a minimum of RM 5 and a maximum of RM 50 and will be imposed if the minimum payment due is not paid on the third day after the relevant due date. |
| 5 | Conversion for overseas transactions | | The conversion rate as determined by MasterCard International plus an administrative cost of 1% |
| 6 | Excess amount due to
a) overlimit
b) late presentment
c) MC stand in apply
| | Upon cardholder request and subject to the Bank’s discretion. For every approved request or outstanding balance above the credit limit, the Bank will charge a yearly TCI fee of RM 12,000.
Note – TCI will be capped at maximum 50% of the original credit limit. TCI charges are a yearly upfront fee upon approval payable on monthly basis. The bank however , may at it’s absolute discretion grant rebate or waive all or part of the charges. |
| 7 | Rebates | | The Bank at its absolute discretion may grant rebate or waive all or part of the Yearly Facility charges (YFC). The rebate, if ant will be the difference between the YFC and total sum of the Payment Facility Charges (PFC) for each year. The PFC will vary between months but the total sum of the PFC for each year shall not in any event exceed the YFC as stated above. If the customer makes full payment on or before the stipulated deadline every month as an incentive provided that no sps3ecific charges incurred during each month. The Rebate on the YFC will be subject to the Bank Negara guidelines on Credit Cards Tired Pricing Structure. |
| 8 | Government Service Tax | | RM50 – Each Principal Card.
RM25 – Each Supplementary Card. |
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Current Account-i
