Personal Banking Commercial Banking
 
You are in
   Daily Banking    |   Cards    |   Financing    |   Wealth Management    |   Segments    |   Customer Service   
 
Personal Banking > Cards > Credit Cards
CIMB Islamic PETRONAS MasterCard  

Features and Benefits

Absolutely Free For Life - Experience year after year of financial freedom with no joining or annual fees, ever

2% Rebates – Enjoy 2% rebates everytime you spend at PETRONAS stations and Mesra outlets or get 0.5% rebate on all other retail transactions

Rebate Offers – Watch out for our rebate offers from time to time and enjoy all these exclusive rewards!
Secure e-pay – A new online payment service for internet purchases, which is safe, secure and convenient.
Exclusive Discount & Privileges – Enjoy special privileges and discounts all year round at over 500 outlets
Up to RM 500,000 Travel Takaful - Travel to any destination in the world with your loved ones, with Takaful coverage and peace of mind.
PETRONAS Mesra Loyalty Programme – Earn more points with the PETRONAS Mesra card and redeem for great items from PETRONAS Mesra Loyalty Programme.
Ujrah Concept - Payment in exchange for services , benefits and privileges offered to the cardholders
Income : Gold card : RM24,000 per annum
Minimum age : Principal : 21 years old
Supplementary : 18 years old
Citizenship : Malaysian
Documents required (non-returnable) : A photocopy of IC both sides, including Supplementary applicant's
Latest salary slips/ EA Form / Form BE or B & income tax receipt / EPF
if self-employed, copies of
Business Registration Certificate or Form 9 / 24 / 49
Last 3 months business bank statements

 

Note: Additional credit cards will share a combined credit line.

Products/Items
Charges
1 Annual Fee Principal
Gold – Waived For Life

Supplementary
Gold – RM 70
2 Joining Fee Nil
3 Yearly Facility Charges RM 24,000 ( Gold )
4 Ta`widh (Compensation) 1% of total amount outstanding amount ,subject to a minimum of RM 5 and a maximum of RM 50 and will be imposed if the minimum payment due is not paid on the third day after the relevant due date.
5 Conversion for overseas transactions The conversion rate as determined by MasterCard International plus an administrative cost of 1%
6 Excess amount due to
a) overlimit
b) late presentment
c) MC stand in apply
Upon cardholder request and subject to the Bank’s discretion. For every approved request or outstanding balance above the credit limit, the Bank will charge a yearly TCI fee of RM 12,000.

Note – TCI will be capped at maximum 50% of the original credit limit. TCI charges are a yearly upfront fee upon approval payable on monthly basis. The bank however , may at it’s absolute discretion grant rebate or waive all or part of the charges.
7 Rebates The Bank at its absolute discretion may grant rebate or waive all or part of the Yearly Facility charges (YFC). The rebate, if ant will be the difference between the YFC and total sum of the Payment Facility Charges (PFC) for each year. The PFC will vary between months but the total sum of the PFC for each year shall not in any event exceed the YFC as stated above. If the customer makes full payment on or before the stipulated deadline every month as an incentive provided that no sps3ecific charges incurred during each month. The Rebate on the YFC will be subject to the Bank Negara guidelines on Credit Cards Tired Pricing Structure.
8 Government Service Tax RM50 – Each Principal Card.
RM25 – Each Supplementary Card.
     



 
Latest News
No promotion available
More on Credit Cards
Supplementary Credit Card-i Application Form
eStatement Application Form
Secure e-Pay
Product Disclosure Sheet
FAQs on Government Service Tax
Reward Redemption
Fees & Charges
Terms & Conditions
Credit Card eStatement Notice and T&C
Get in Touch
Call us at
03 - 6204 7799 (Platinum)
03 - 6204 7788 (Gold & Classic)
Email us at cardcentre@cimb.com
 
 
 
 
 
 
   
Join us on