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Personal Banking > Personal Financing > Personal Financing
Personal Financing  
It could be a new business venture, a child who is pursuing a higher education, or even a holiday abroad – whatever the reason, we can help you get the money you need quickly and without hassle. Approval is fast and minimal documents are required. Speed is especially useful if it’s an investment opportunity you want to capture, or a place in a prestigious university that you need to secure. We have the right financing packages to meet every need.
 
Our Popular Product(s)
Xpress Cash Financing-i 
Pembiayaan Peribadi Sektor Awam-i 
Cash Plus Financing-i 
CIMB Islamic Ar-Rahnu* 
 
Why This Financing Facility? A hassle free personal financing to fulfill your dreams. No Collaterals. No guarantor for financing below RM5,000-00 A very special featured product to cater all government servants. No guarantor, no collaterals and easy to apply. A hassle free personal financing to fulfill your dream. No Collaterals. No guarantor. An Islamic pawn broking scheme based on Shariah principles that provide you immediate cash by pawning your gold jewellery

*Please note that this product is only available at the Wisma Square Point (Kota Bharu) and Pasir Putih branches in Kelantan
 
Eligibility • Individual applicant only
 
• Aged between 21 and 60 years upon application
 
• Minimum income RM 800 (basic + fixed income only)
 
• Open to Micro-entrepreneurs, factory workers, clericals, etc
• Individual applicant only
 
• Aged between 18 and 58 years upon application
 
• Minimum income RM1,500 (basic + fixed allowances)
 
• Open to all government servant
• Individual applicant only
 
• Aged between 21 and 60 years upon application
 
• Minimum income RM2,000(basic + fixed income only)
• Malaysian
• Permanent Residents
• Non- Malaysian
• Aged between 21 to 70 years old
 
Collaterals Nil Nil Nil • Gold jewellery only
• Gold Standard : 18K to 24K
 
Margin of Financing 5X Gross Income Up to 60% Angkasa deduction 5X Gross Income • Up to 75% of daily gold market value  
Financing Amount Min : RM 3,000
Max : RM 50k

* Subject to 5x gross salary
Minimum – RM1,000
Maximum – RM200,000

*Subject to maximum 60% of total income
Min : RM 2,000
Max : RM 100,000*

* Subject to 5x gross salary
• Minimum : RM 100 or 5 grams of gold (whichever is higher)
• Maximum : RM 20,000
 
Financing Tenure
Minimum – 6 months
Maximum – 5 years
Minimum – 12 months
Maximum – 20 years
Minimum – 12 months
Maximum – 5 years
• 1 month to 6 months
• Auto extension of 3 months (applicable to Non-Delinquent accounts only)
 
Takaful Coverage Yes Yes NIL  
 
 


For Assistance
Call us at 1300 880 900 or
+603 22956100
Email us at callcentre@cimb.com
locate us  
 
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