Get the best of both worlds with Max InvestSave. A savings-cum-investment account that offers you potentially higher returns than traditional deposits. Max InvestSave also delivers the ultimate in flexibility – you can start with any amount (minimum RM50) and top it up anytime you want.
Let's assume you: |
 | Contribute lump sum of RM100,000 as initial contribution in the 1st month. |
 | Contribute RM500 for every subsequent month until 5 years before maturity. |
 | Hold all investment units until maturity. |
Here’s what you could enjoy with Max InvestSave:
Tenure: 15 Years - RM155,000 Invested [RM100,000 + (RM500 x 110 months)] |
Scenario | CIMB Evergreen Index Performance Per Annum | Max InvestSave Average Return Per Annum | Total Payout Amount at Maturity |
Bearish | 0.33% | 4.91% | RM289,984.70 |
Base Case | 6.27% | 8.64% | RM470,382.62 |
Bullish | 11.94% | 12.76% | RM807,542.67 |
Tenure: 20 Years - RM185,000 Invested [RM100,000 + (RM500 x 170 months)] |
Scenario | CIMB Evergreen Index Performance Per Annum | Max InvestSave Average Return Per Annum | Total Payout Amount at Maturity |
Bearish | 0.35% | 5.73% | RM475,029.16 |
Base Case | 6.29% | 10.94% | RM1,163,657.22 |
Bullish | 11.95% | 16.56% | RM3,148,282.77 |
Tenure: 25 Years - RM215,000 Invested [RM100,000 + (RM500 x 230 months)] |
Scenario | CIMB Evergreen Index Performance Per Annum | Max InvestSave Average Return Per Annum | Total Payout Amount at Maturity |
Bearish | 0.34% | 6.44% | RM787,917.61 |
Base Case | 6.28% | 12.64% | RM3,023,537.34 |
Bullish | 11.95% | 19.13% | RM13,012,805.01 |
Tenure: 30 Years - RM245,000 Invested [RM100,000 + (RM500 x 290 months)] |
Scenario | CIMB Evergreen Index Performance Per Annum | Max InvestSave Average Return Per Annum | Total Payout Amount at Maturity |
Bearish | 0.31% | 7.05% | RM1,326,606.34 |
Base Case | 6.26% | 13.91% | RM8,096,395.07 |
Bullish | 11.92% | 20.94% | RM55,749,072.10 |
CIMB InvestSave Index is provided as a reference for the underlying transaction of the Max InvestSave PSSIA-i and the Bank shall not at any time be a party to any transaction related to the trading of CIMB InvestSave Index or CIMB Evergreen Index.
The dynamic investment strategy of the CIMB Evergreen Index is what allows the index (and investors) to gain potentially higher returns, even under different market conditions.
Note: The simulated performance is generated based on the generally accepted Monte Carlo simulation using 1000 paths with an expected margin of error on the Average Return of +/- 1%. The parameters used to generate the 3 scenarios are more conservative than the actual realised historical parameters since 6 June 2002. Assumptions on the parameter inputs are as follows:
Scenario | Bearish | Base Case | Bullish | Historical |
Sharp Ratio | 0.00 | 0.50 | 1.00 | 1.21 |
Customers are advised that the simulation results are used for illustration purposes only based on hypothetical parameters and are not meant to be a guarantee, representation or an indication of future performance. Further information can be obtained from your sales representative upon request.