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| Investment Products |
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Max InvestSave |
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| • | An investment instrument that locks-in the highest returns at maturity. | | • | It combines the flexibility of a savings account with the earning power of an investment account. | | • | Ideal for long-term goals of 15 years or more. | | • | For CIMB Prime Plan customer, enjoy 0.1 Bonus Point for every RM1 investment. Please click here for more information on CIMB Prime Plan. |
Tenure15, 20, 25 or 30 years
ProfitHighest market price achieved throughout the chosen product tenure, when held till maturity.
Minimum Investment AmountRM50
Eligibility
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Islamic Unit Trust |
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Unit trusts are a collective investment scheme where investors with similar objectives pool their resources together to gain better synergy and investment opportunities through a professional fund manager. The money is diversified into various instruments such as equities, bonds and money market instruments according to the fund’s objectives. Unit trusts offer a convenient way to gain exposure into different investment opportunities ranging from local to regional or global markets, which can potentially bring you higher returns compared to traditional deposits.For CIMB Prime Plan customer, enjoy 0.1 Bonus Point for every RM1 investment. Please click here for more information on CIMB Prime Plan.
TenureRecommended Investment Timeframe: Medium to long term
ProfitReturns are based on the performance of funds, which varies from fund to fund.
Minimum Investment AmountInitial Investment: *RM1,000
Subsequent Investment: *RM100 – RM200
*Varies according to funds.
Eligibility• 18 years old & above
• Malaysian or Permanent Resident or Non-Permanent Resident (with working permit)
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Islamic Structured Investments |
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Structured investments can provide returns that are linked to the performance of an underlying benchmark such as equities, commodities, real estate, interest rates, foreign exchange, etc. It generally comes with a capital protection or guarantee feature, which eliminates the downside risk, if the investment is held to maturity. For CIMB Prime Plan customer, enjoy 0.1 Bonus Point for every RM1 investment. Please click here for more information on CIMB Prime Plan.
TenureMedium Term: 3 to 5 years
Long Term: 5 years and above
ProfitReturns based on the performance of an underlying benchmark such as equities, commodities, real estate, etc.
Minimum Investment AmountStructured Product: Minimum RM 250,000, and in further multiples of RM 50,000
FRNID: Minimum RM 65,000 and in further multiples of RM 5,000
NID-i: Minimum RM 65,000 and in further multiples of RM 5,000
Eligibility• 18 years old & above
• Malaysian or Permanent Resident or Non-Permanent Resident (with working permit)
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| Investment Packages |
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CIMB Clicks eInvest |
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CIMB is the first bank to offer unit trust investments online. Available to CIMB Clicks customers who have a unit trust account with CIMB. Enjoy lower sale charges ranging from 0% to 2.5%. Investment advice is also available online to help you choose the right funds that suit your risk appetite.
TenureRecommended Investment Timeframe: Medium to long term
ProfitLower sales charges ranging from 0% to 2.5%. Terms & conditions apply.
Minimum Investment AmountInitial Investment: RM1,000*
Subsequent Investment: RM100 – RM 200 (varies according to funds)
Terms & conditions apply.
Eligibility| • | 18 years old & above | | • | Malaysian or Permanent Resident or non-Permanent Resident (with work permit) | | • | CIMB Clicks customers who have a unit trust account with CIMB |
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InvestSmart-i |
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Gives you the opportunity to invest in selected unit trust funds while diversifying your investment portfolio with a higher fixed deposit interest rate. There are up to 3 different Fixed Deposit or FRIA-i tenures to help you maximise your money.
TenureFixed Return Investment Account-i (FRIA-i): 1 and 3 months (for InvestSmart-i)
ProfitFixed Deposit interest rate earns up to *44.85% per annum.
Terms & Conditions Apply
Minimum Investment AmountMinimum Investment: *RM5,000
60:40 ratio (60% FD and 40% unit trusts)
Eligibility |
18 years old & above |  |
Malaysian or Permanent Resident or non-Permanent Resident (with work permit) |
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