•	An investment instrument that locks-in the highest returns at maturity.
•	It combines the flexibility of a savings account with the earning power of an investment account.
•	Ideal for long-term goals of 15 years or more.
•	For CIMB Prime Plan customer, enjoy 0.1 Bonus Point for every RM1 investment. Please click here for more information on CIMB Prime Plan.

Tenure
15, 20, 25 or 30 years

Profit
Highest market price achieved throughout the chosen product tenure, when held till maturity.

Minimum Investment Amount
RM50

Eligibility

Unit trusts are a collective investment scheme where investors with similar objectives pool their resources together to gain better synergy and investment opportunities through a professional fund manager. The money is diversified into various instruments such as equities, bonds and money market instruments according to the fund’s objectives. Unit trusts offer a convenient way to gain exposure into different investment opportunities ranging from local to regional or global markets, which can potentially bring you higher returns compared to traditional deposits.For CIMB Prime Plan customer, enjoy 0.1 Bonus Point for every RM1 investment. Please click here for more information on CIMB Prime Plan.

Tenure
Recommended Investment Timeframe: Medium to long term

Profit
Returns are based on the performance of funds, which varies from fund to fund.

Minimum Investment Amount
Initial Investment: *RM1,000
Subsequent Investment: *RM100 – RM200

*Varies according to funds.

Eligibility
• 18 years old & above • Malaysian or Permanent Resident or Non-Permanent Resident (with working permit)

Structured investments can provide returns that are linked to the performance of an underlying benchmark such as equities, commodities, real estate, interest rates, foreign exchange, etc. It generally comes with a capital protection or guarantee feature, which eliminates the downside risk, if the investment is held to maturity. For CIMB Prime Plan customer, enjoy 0.1 Bonus Point for every RM1 investment. Please click here for more information on CIMB Prime Plan.

Tenure
Medium Term: 3 to 5 years
Long Term: 5 years and above

Profit
Returns based on the performance of an underlying benchmark such as equities, commodities, real estate, etc.

Minimum Investment Amount
Structured Product: Minimum RM 250,000, and in further multiples of RM 50,000
FRNID: Minimum RM 65,000 and in further multiples of RM 5,000
NID-i: Minimum RM 65,000 and in further multiples of RM 5,000

Eligibility
• 18 years old & above
• Malaysian or Permanent Resident or Non-Permanent Resident (with working permit)

CIMB is the first bank to offer unit trust investments online. Available to CIMB Clicks customers who have a unit trust account with CIMB. Enjoy lower sale charges ranging from 0% to 2.5%. Investment advice is also available online to help you choose the right funds that suit your risk appetite.

Tenure
Recommended Investment Timeframe: Medium to long term

Profit
Lower sales charges ranging from 0% to 2.5%.

Terms & conditions apply.

Minimum Investment Amount
Initial Investment:
RM1,000*

Subsequent Investment:
RM100 – RM 200 (varies according to funds)

Terms & conditions apply.

Eligibility

•	18 years old & above
•	Malaysian or Permanent Resident or non-Permanent Resident (with work permit)
•	CIMB Clicks customers who have a unit trust account with CIMB

Gives you the opportunity to invest in selected unit trust funds while diversifying your investment portfolio with a higher fixed deposit interest rate. There are up to 3 different Fixed Deposit or FRIA-i tenures to help you maximise your money.

Tenure
Fixed Return Investment Account-i (FRIA-i): 1 and 3 months (for InvestSmart-i)

Profit
Fixed Deposit interest rate earns up to *44.85% per annum.

Terms & Conditions Apply

Minimum Investment Amount
Minimum Investment: *RM5,000
60:40 ratio (60% FD and 40% unit trusts)

Eligibility

	18 years old & above
	Malaysian or Permanent Resident or non-Permanent Resident (with work permit)